I too had a problem with the "ZOOM ERROR!".  I purchased my Finepix J32 on 2nd November 2009.  Had a trip of a lifetime booked to Thailand, Sydney and Dubai.  2 weeks into my Sydney trip on 21st December the camera stopped working.  I returned it to Fujifilm expecting a replacement camera only to be told that they will replace lens and I need to wait 15 working days (approx) before they get the part from Tokyo.  I am absolutely disgusted and have written complaining about it.  Obviously the zoom function is an issue with not just my model.  I would understand if the camera was a year old (or even 6 months) and the malfunction was due to wear and tear but after taking around 100 photos - this is ridiculous.  This completely ruined my holiday and I have taken the time to write to Fujifilm complaing about (1) their camera and (2) their warranty!!!